According to FEMA, its Mandatory Purchase of Flood Insurance Guidelines booklet “was originally produced to help lenders and other stakeholders navigate the rules Congress laid out in the various Flood Insurance Acts” and was not a regulatory document. Since the Guidelines have not been updated since 2007, it is now outdated.
Therefore, FEMA announced that “with the passage of the Biggert-Waters Flood Insurance Reform Act of 2012 and the many changes it will require of the program we felt it best to withdraw the Guidelines at this time. It is no longer available in hard copy format nor from the FEMA website as of February 4th, 2013.”
FEMA recommends that “lenders should look to their regulator for questions of compliance. They may also look to the source documents; the various Flood Insurance Act(s), the Interagency Questions and Answers, and the FEMA Flood Insurance Manual.”
Learn more from FEMA.