Representative Bill Cassidy (R-LA6) has introduced the Home Protection Act of 2013 (H.R. 3013). The legislation currently has seven republican co-sponsors. This bill would prevent the Federal Emergency Management Agency (FEMA) from issuing new flood maps until the maps are approved by local authorities and include all local flood protection measures, such as non-certified levees.
According to Rep. Cassidy, "Over 280 Members of the U.S House of Representatives already supported delaying flood insurance hikes on the homeowners and small businesses. This legislation would give homeowners and small businesses certainty that their flood insurance rates won’t arbitrarily and unfairly increase. It’s another critical step toward providing a long-term solution to the National Flood Insurance program by balancing fiscal solvency with consumer affordability."
The bill would require FEMA to credit communities for various kinds of flood mitigation features, use locally appropriate wind circulation models, protect National Flood Insurance Program policyholders from penalties for remodeling projects, include levees and other flood protection structures regardless of accreditation status, and develop an alternative method of pricing flood risk.
Read the text H.R. 3013.
Read a Dear Colleague by Rep. Cassidy.